Independent research on business-purpose equipment loans and leases — how the structures work, what lenders actually check, and where Section 179 fits. Read the research, run the numbers — and when you're ready, we'll connect you with financing partners who work equipment deals like yours.
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Equipment lenders and financing options our desk has researched most closely
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One request, matched to equipment lenders
Earthmoving iron, matched to the right lender
Vocational trucks funded, even B/C credit
Precision machinery, financed by specialists
Kitchen equipment for operators old and new
Point-of-sale financing for your buyers
Collateral type drives underwriting — a reefer trailer, a pizza oven, and a dental chair are priced very differently. Start with the shelf closest to what you're buying.
Excavators, loaders, cranes — financing the big iron, new and used.
Open the shelfJobsite machines, attachments, and fleet financing for contractors.
Open the shelfTrucks, trailers, and TRAC structures — owner-operator to fleet.
Open the shelfOvens, refrigeration, and kitchen lines — replacement math included.
Open the shelfImaging, chairs, and practice tech — where leasing often competes.
Open the shelfHow the deduction really works with financed equipment — caps, traps, timing.
Open the shelfThe core structural decision, compared without a sales agenda.
Open the shelfOptions when you have little or no business history yet.
Open the shelfWhat changes below ~650 — and what the accessible money really costs.
Open the shelfPlain-language guides and lender comparisons from the research desk
A printing company requesting equipment financing needs standard business financials plus a vendor quote itemizing the press, printer or finishing machine being bought.
A storm-damaged restaurant kitchen has two funding tracks: private equipment financing and SBA Business Physical Disaster Loans, and the insurance claim doesn't have to finish first.
Dental equipment financing runs two reviews at once — the practice's numbers and the specific machine — and the equipment itself changes which documents a request needs.
Equipment finance ties money to one purpose: getting a machine into the business now and paying for it over time, usually with the equipment itself standing as collateral.
An excavation contractor requesting equipment financing needs business financials, a vendor quote identifying the equipment, and proof of licensing, insurance or bonding for the job.
Often, yes: lenders call installation, freight, training and software charges soft costs, and many programs fold them into the equipment agreement within limits. What the IRS, the SBA and named lenders publish, and how to prepare the quote.
From the Research Desk
Compare the routes to equipment financing side by side — structures, trade-offs, and fine print — then request your options when you're ready. We connect you with financing partners; they make the offers, you make the call.
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Primary Sources
MachineFunded cites lender disclosures and official program documents, not marketing pages.
No Cost to Apply
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