Equipment Financing by Industry
The same financing question looks different from a tow yard than a machine shop. These guides cover how deals in each niche are actually structured, what lenders ask, and where to run the numbers — then connect you with financing partners when you're ready.
Construction Equipment
How financing works for skid steers, mini excavators, and used construction iron — structures, what lenders check, and how dealer vs. auction purchases differ.
Tow Trucks & Wreckers
Financing a rollback, wrecker, or rotator: how truck age and bed condition price the deal, what startup operators can show instead of years in business.
Dump Trucks & Vocational Trucks
Financing tri-axle dumps, roll-offs, and vocational trucks: how body type, mileage, and hauling contracts shape approval — including startup and B/C-credit paths.
CNC & Fabrication Machinery
Financing CNC mills, lathes, press brakes, and fab equipment: age limits on used machines, rolling rigging and install into the deal, and PO-backed approvals.
Forklifts & Material Handling
Financing forklifts and warehouse equipment: lease vs. loan vs. rental math, used-unit hour checks, electric conversions, and what startup 3PLs can collateralize.
Trailers
Financing reefer, equipment, dump, and gooseneck trailers for business use — why titled assets approve faster, and how trailer-only deals work without a tractor.
Tree Service Equipment
Financing chippers, stump grinders, and bucket trucks: the insurance prerequisite most arbor buyers miss, brand resale value, and startup rig packages.
Auto Shop Equipment
Financing lifts, alignment machines, tire equipment, and paint booths: the landlord-consent trap on installs, ROI-based underwriting, and startup shop packages.
Landscaping Equipment
Financing commercial mowers, crew packages, and compact loaders for landscape businesses — seasonal payment structures and options after a dealer-counter decline.
Restaurant Equipment
Financing kitchen equipment honestly: why used gear collateralizes poorly, lease-to-own fine print to audit, and when working capital beats an equipment loan.