Editorial Standards & Methodology
MachineFunded is a research publication, not a lender. This page explains how the desk works: what we cover, how we source claims, how we make money, and the rules we hold ourselves to.
Independence Disclosure
MachineFunded earns referral fees from some partners when readers visit them through links on our site. This compensation never influences our analysis, rankings, or editorial recommendations. We never take applications or collect leads ourselves — every application happens directly with the lender, which means we never see your information. Options that pay us nothing are evaluated with the same rigor as options that do, and paid relationships are disclosed on the relevant pages.
Scope: Business-Purpose Only
Everything on MachineFunded covers financing for business use — equipment loans, equipment leases, and the programs and tax rules around them. We do not cover consumer or household lending, and nothing we publish is individualized financial, tax, or legal advice. Where tax treatment matters (Section 179, depreciation, lease classification), our pages give directional explanations and send you to irs.gov and your CPA for the numbers that bind.
The Desk Rules
No unsourced numbers
Rates, caps, and requirements are cited to lender disclosures or official program sources — or they do not appear. Fast-changing figures link to the authoritative source instead of freezing a number that will go stale.
No fabricated anything
No invented testimonials, no fake case studies, no made-up statistics, no fictitious lender names. If a page needs an example, it is clearly labeled as illustrative.
Research pages stay clean
Our research pages and tools have no email gates, no exit-intent popups, and no surprise phone-number fields — the tools run entirely in your browser. Lead capture lives in exactly one clearly-marked place: the financing desk (/get-financing and /vendor-financing), where you choose to share your information so funding partners can contact you. We are paid, when we are paid, by lenders whose sites you visit or by partners who fund the deals we refer — never by selling reader data.
"It depends" is an acceptable answer
Where the honest answer depends on your credit profile, state, or the current-year tax rules, we say so plainly instead of manufacturing false certainty. Anti-hype is a feature: if a page reads like a pitch, it failed review.
Our Process
Step 1: Primary-Source Research
Every analysis starts with primary material: lender-published rates, fee schedules, and borrower requirements; SBA program documentation; and IRS publications for anything tax-adjacent. We treat lender marketing pages as claims to verify, not sources to quote.
Step 2: Writing Without Hype
Our desk writes in plain language and hedges honestly: where an answer depends on your credit, your state, or the current-year tax rules, we say so instead of pretending precision. Numbers we cannot attribute to a source do not ship.
Step 3: Desk Review
Before publication, a second set of eyes checks factual claims against their sources, verifies that fast-changing figures point readers to the authoritative source (irs.gov, sba.gov, lender sites) rather than freezing stale numbers, and confirms every required disclosure is present.
Step 4: Dated Updates
Equipment-financing terms and tax rules change. We review core comparison pages periodically and update affected pages when programs change materially. Every content page displays a "Last Updated" date so you can judge currency yourself.
Bylines & Credentials Policy
MachineFunded staff bylines are pseudonymous pen names for the research desk. We are explicit about this so readers can weigh our work accordingly: judge our pages by their sourcing, not by a byline's résumé.
- We do not attach professional credentials (CPA, MBA, CFP, JD, etc.) to staff bylines, and we do not claim credentials we do not hold.
- Because of that, nothing we publish is professional advice — for decisions that bind, use a credentialed professional who knows your situation.
- Every claim that matters is attributed to a verifiable source, so accuracy does not rest on trusting a persona.
Corrections Policy
If we discover an error — or you report one — we correct it promptly and, for substantive corrections, note the change on the page. Corrections outrank new content in our queue.
The Desk
The pen names behind MachineFunded's research, and what each one covers:
Research Analyst
Maintains MachineFunded's lender-data tracking: rates, requirements, and fee structures, sourced from lender disclosures and program documents.
Equipment Finance Editor
Edits the desk's equipment-financing guides. Cuts hype, kills unsourced claims, and keeps the scope strictly business-purpose.
Questions About Our Process?
If you have questions about our editorial process, want to report an inaccuracy, or are a lender with updated published terms, please contact the desk.