Independent research on business-purpose equipment loans and leases — how the structures work, what lenders actually check, and where Section 179 fits. Read the research, run the numbers — and when you're ready, we'll connect you with financing partners who work equipment deals like yours.
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A printing company requesting equipment financing needs standard business financials plus a vendor quote itemizing the press, printer or finishing machine being bought.
A storm-damaged restaurant kitchen has two funding tracks: private equipment financing and SBA Business Physical Disaster Loans, and the insurance claim doesn't have to finish first.
Dental equipment financing runs two reviews at once — the practice's numbers and the specific machine — and the equipment itself changes which documents a request needs.
Equipment finance ties money to one purpose: getting a machine into the business now and paying for it over time, usually with the equipment itself standing as collateral.
An excavation contractor requesting equipment financing needs business financials, a vendor quote identifying the equipment, and proof of licensing, insurance or bonding for the job.
Often, yes: lenders call installation, freight, training and software charges soft costs, and many programs fold them into the equipment agreement within limits. What the IRS, the SBA and named lenders publish, and how to prepare the quote.
Landscapers finance a fleet in layers: mowers and handhelds on an equipment agreement, the trailer as a titled vehicle where the state requires it, and a compact loader on its own schedule. Maker MSRPs, titling rules and seasonal payment structures, sourced.
At one to two years in business you are past the point where many equipment programs start, and used machines are financed every day. What decides it: steady revenue, the owner’s credit and the machine’s resale value. What each one checks and how to prepare.
The contract mechanics that separate a $1 buyout lease from an FMV lease, where the cost differences hide, and a plain framework for choosing between them.
Lenders price restaurants as a risk class, and used kitchen gear recovers little. What that means for approval, structure, and which items to finance at all.
Below-prime equipment deals exist because the collateral secures them. The real options, the factor-rate math, and how to tell a workable deal from a trap.
Age caps, mileage cutoffs, and down payment tiers drive truck approvals. What first-time buyers face, and the operating costs to price before you sign.
Compare equipment lenders side by side, or run your purchase through the Section 179 calculator — free, in your browser, no sign-up.
Research first, forms only when you ask: read, decide, then apply directly with the lender — or request options from our financing desk.